If your complaint is in relation to a vehicle you have on finance, please contact your finance provider directly.

If your complaint is about a product or service offered by The Leisure Financer, please see below:

The first step is for us to understand your complaint; you can contact us by:

By Post

Complaints Department,
Jigsaw Finance, Genesis Centre,
Innovation Way,
Stoke-on-Trent,
Staffordshire,
ST6 4BF

By Email – [email protected]
Please provide your name and daytime contact number where we can contact you between the hours of 9am – 5pm Monday to Friday.

We will log your complaint within 24 hours.

If the complaint can be dealt with within 3 business days we will send you a summary resolution communication within 2 business days of resolving the complaint, this will include information on what to do if you are dissatisfied with the resolution of the complaint and that you may be able to refer the complaint back to us for further consideration or alternatively refer the complaint to the Financial Ombudsman Service.

If your complaint can not be dealt with in 3 business days, we will send you our initial response letter within 2 days of either receiving the complaint or realising the complaint cannot be resolved within 3 business days.

We will investigate your complaint fully and if the complaint cannot be dealt with in 4 weeks, send you an update on the progress of your complaint.

We endeavour to send you a final response within 8 weeks of receipt of the complaint. If we are unable to provide you with a final response within this time, we will send you an update.

Within our final response, we will explain what to do if you are not happy with our response/resolution and you are an eligible complainant, you can escalate your complaint to the Financial Ombudsman, you must do so within 6 months of the date of the final response letter. You can contact them:

By phone: 0800 023 4567
By post: The Financial Ombudsman Service, Exchange Tower, London,E14 9SR.
By Email: [email protected]

Further information can be obtained from the Financial Ombudsman Service’s website at www.financial-ombudsman.org.uk

Eligible complainants are:

• A consumer
• Companies within the EU definition of a microenterprise
• Charities with an annual income of under £6,500,000
• Trustees of a trust with assets of under £5,000,000
• A small business (only an eligible complainant if the conduct took place after the 1st April 2019)
• A guarantor

Alternatively, you may also contact the BVRLA Conciliation Service as an approved Alternative Dispute Resolution service. Details can be found at www.bvrla.co.uk or by contacting [email protected]

Discretionary Commission Arrangements (DCA’s)

If your complaint is regarding Discretionary Commission Arrangements (DCAs), the Financial Conduct Authority have introduced temporary complaint-handling rules relating to Discretionary Commission Arrangements, if:

You bought a car/vehicle using car finance before 28 January 2021
the lender/dealer/broker (acting as credit broker) had a discretionary commission arrangement, and
If you made a complaint to the lender/dealer/broker between 17 November 2023 and 25 September 2024, or
You received a final response to your complaint from the business between 12 July 2023 and 20 November 2024.

The FCA have paused the requirement on firms to provide a final response within 8 weeks of receiving the complaint. You can still complain to us however we may not send you a final response until after 25 September 2024, at the earliest.

For new or ongoing complaints, they have paused, for 37 weeks, the time you have to refer DCA complaints to the Financial Ombudsman Service from 6 to 15 months.

If you’re unhappy with a response you’ve had from us previously, the FCA have extended the maximum referral time you have to take your complaint to the Financial Ombudsman Service also from 6 months of getting a final response from us to 15 months, if you were sent a final response between 12 July 2023 and 20 November 2024.

For more information, please see the Financial Conduct Authority’s website by following the link Car finance complaints | FCA

Or The Financial Ombudsman Service website on Complaints about car finance commission (financial-ombudsman.org.uk)

Last updated 05/02/2024

Address

Jigsaw Finance T/A The Leisure Financer,

Genesis Centre,

Innovation Way,

Stoke-on-Trent,

Staffordshire,

ST6 4BF

Contact

E-Mail – [email protected]

Phone – 01782 450 684

WhatsApp – 01782 450 684

Opening Hours

Compliance Details

Company Details

Our Brands

Jigsaw Finance Limited t/a The Leisure Financer is a Credit Broker not a lender and is authorised and regulated by the Financial Conduct Authority FRN 679612. Jigsaw Finance Limited can introduce you to a limited panel of lenders, on a non-advised basis, meaning we cannot give you advice or a recommendation on products.
We do not charge you a fee for our service, however we will receive a commission for arranging your vehicle finance. The amount earned by Jigsaw and the motor retailer including how it has been calculated will be disclosed prior to signing your agreement details of this can be found in our Initial disclosure document. View our full disclosure by reading our Initial Disclosure Document.

All finance is subject to status and income, applicants must be 18 or over, terms and conditions apply, and guarantees and indemnities may be required. Registered Office: Jigsaw Finance Limited, Genesis Centre, Innovation Way, Stoke-on-Trent, Staffordshire, ST6 4BF. Email: [email protected]. Company registration number 04029232. VAT Number: 823826816. ICO registration number Z4943517.